This year, 2012, is 20 years since I first connected with an energy from the next world, who gave me his name as Maitreya. In 1992 I was a naive, frightened, and less than confident person who had only been channeling a few years and who was terrified at what she was doing.
If on a subconscious level you have a belief that you will not do well, do not deserve abundance, cannot achieve what you desire, then this is what you will have in your life.